Credit card fraud is on the rise, and law enforcement is aggressively pursuing those they believe to be engaged in this crime. The penalties for credit card fraud can include incarceration and heavy fines. If you have been accused of committing credit card fraud, whether misdemeanor or felony, contact the experienced Phoenix credit card fraud defense lawyers at AZ Defenders for a free consultation.
With countless people impacted by credit card fraud, there is significant attention from lawmakers, law enforcement, and prosecutors in Arizona to arrest and convict those they believe to be involved. Fraudulent use of a credit card with a purchase over $250 will be filed as a felony, with a prison term of up to three years for a first offense, along with $150,000 in fines. The minimum jail time is for this class five felony is six months. The outcome of your case will be the direct result of the actions taken by your Phoenix credit card fraud defense attorney. The first step is a full review and evaluation of the case against you. Exercise your right to remain silent and get legal protection you can trust to go the distance in defending you.
The Phoenix credit card fraud attorneys at AZ Defenders are known for building well-documented, professionally-presented defense cases in white collar crimes, including credit card fraud. Our trial lawyers will fight hard to help you seek a positive outcome, whether an acquittal, reduced charge, dismissal, or probation.
There are various ways to commit credit card fraud, all of which include intent to defraud in order to get money, goods or services with the use of another person’s credit card without consent. These cases are closely linked to identity theft. Arizona has passed substantial legislation prohibiting credit card fraud, and considers the following criminal actions to be punishable with jail time, fines, probation, and depending on the circumstances, imprisonment.
Theft of a Credit Card or Obtaining a Credit Card by Fraudulent Means
(Per Arizona Revised Statute § 13-2102)
A person commits theft of a credit card or obtaining a credit card by fraudulent means if the person:
Receipt of Anything of Value Obtained by Fraudulent Use of a Credit
(Per Arizona Revised Statute § 13-2103)
A person, being a third party, commits receipt of anything of value obtained by fraudulent use of a credit card by buying or receiving or attempting to buy or receive money, goods, services or any other thing of value obtained in violation of section 13-2105, knowing or believing that it was so obtained.
Receipt of anything of value obtained by fraudulent use of a credit card is a class 1 misdemeanor if the value of the property bought or received or attempted to be bought or received is less than two hundred fifty dollars. If the value of the property bought or received or attempted to be bought or received is two hundred fifty dollars or more but less than one thousand dollars the offense is a class 6 felony. If the value of the property bought or received or attempted to be bought or received is one thousand dollars or more the offense is a class 5 felony. Amounts obtained by fraudulent use of a credit card pursuant to one scheme or course of conduct, whether from one or several persons, may be aggregated in determining the classification of offense.
Forgery of a Credit Card
(Per Arizona Revised Statute § 13-2104)
A person commits forgery of a credit card if:
Fraudulent Use of a Credit Card
(Per Arizona Revised Statute § 13-2105)
A person commits fraudulent use of a credit card if:
Possession of machinery plate or contrivance or incomplete credit card
(Per Arizona Revised Statute § 13-2106)
A person commits possession of machinery, plate or other contrivance or incomplete credit card if such person:
Possession of machinery, plate or other contrivance or incomplete credit card in subsection A, paragraph 1 is a class 1 misdemeanor and a class 6 felony in subsection A, paragraph 2.
False statement as to financial condition or identity
(Per Arizona Revised Statute § 13-2107)
Fraud by person authorized to provide goods or services
(Per Arizona Revised Statute § 13-2108)
Credit card transaction record theft
(Per Arizona Revised Statute 13-2109)
Unlawful possession or use of scanning device or re-encoder
(Per Arizona Revised Statute 13-2110)
Depending on the severity of the charges, the state may refer the case for prosecution in federal court, where the penalties are even more severe.
At AZ Defenders, our dedicated criminal defense lawyers will fight for your rights. Contact our Phoenix firm for more information about how our experienced lawyers can help defend you against charges of credit card fraud, theft, or illegal use.